You've
underwent a major loss from fire, theft, or some other tragedy and you've filed
an insurance claim. You're not sure what your rights are, and you're worried
about trusting your insurance company. You should be. Your financial interests
and your insurance company's financial interests are in a natural conflict –
You want a maximum payout, your insurer a minimum. An insurance claim is a
business negotiation, pure and simple. So although you paid good money for
coverage and good claim service, you may have to fight for it. And you may need
expert help in that fight. In an ideal world no one would need to hire an
attorney to get an insurance claim paid on time and in full, but in this world,
many do.
To ensure a fair settlement of a large claim (in excess of
$10,000), inform yourself by reading the resources that United Policyholders
offers. And you must be a "squeaky wheel" and know when and how to
get the right professional help if you need it. If you're reading this
publication, you're on the right track.
Do you need knowledgeable help? Do you need an attorney? Do you
need a public adjuster? What is a public adjuster? Can you handle it on your
own? The first thing you need before making these decisions is a complete copy
of your policy, including the "Declarations Page" and all
"Endorsements" and "Riders".
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